Understanding Mortgage Pre-Approval vs Pre-Qualification
There are many steps to the mortgage process. As a general rule, home buyers do not know if they will get final approval for a loan until the home ...
Posted by John Quinn on August 7, 2019
Buying a Home? Research the Neighborhood First
When you're thinking about looking for a new home to buy, one of the variables to consider is the neighborhood where the home is located. The home ...
Posted by John Quinn on July 3, 2019
6 Financial Mistakes to Avoid While Applying for a Mortgage
When homebuyers set out to get a mortgage to buy a new residence, they must protect their financial standing to remain qualified through closing. Any ...
Posted by John Quinn on June 26, 2019
What to Know About Owning a Home with a Septic Tank
Not every homebuyer has a municipal waste system serving their home. Septic tanks are a solution for the treatment of wastewater and can be found in ...
Posted by John Quinn on May 8, 2019
A Guide to Home Appraisals
Appraisals aren't an exact science when it comes to valuing a property. Appraisals are often used by lenders when creating a mortgage for a buyer to ...
Posted by John Quinn on May 1, 2019
15- or 30-Year Mortgage: Which One is Right for You?
When the time comes to get a mortgage to purchase a home, especially for those buying their first home, one of the things that homeowners must ...
Posted by John Quinn on April 10, 2019
Should You Get an Adjustable Rate or Fixed Rate Mortgage?
Adjustable rate and fixed rate mortgages are very different from one another. When the time comes to take out a mortgage, buyers will have to decide ...
Posted by John Quinn on March 13, 2019
How Does a Mortgage Refinance Work?
Although a mortgage is designed to last until the loan is completely paid off, homeowners often choose to refinance it. They have many reasons they ...
Posted by John Quinn on March 6, 2019
Potential Red Flags for First Time Home Buyers
In the excitement of becoming a homeowner, it is easy to ignore signs of possible issues. Emotions can get the better of a person and obscure the ...
Posted by John Quinn on January 23, 2019
Pools: What Home Buyers Need to Know
Many kids and adults alike dream of living in a home that has its own pool. Having a pool means endless hours of fun during the summer and the ...
Posted by John Quinn on January 16, 2019
Buying a Home? What You Need to Know About the Debt-to-Income Ratio
Debt-to-income ratio is an important concept that home buyers must familiarize themselves with when the time comes to buy a home. A home buyer with ...
Posted by John Quinn on December 12, 2018
What Is a Home Survey? An FAQ
A survey is an important tool for Southaven TN homeowners and home buyers who need to know where the edges of a property are located. Not everyone ...
Posted by John Quinn on December 5, 2018
Everything You Need to Know About Investing in Real Estate
For the right person, real estate investment can lead to wealth and financial success. However, before getting started in real estate investment, ...
Posted by John Quinn on December 4, 2018
A Guide to Jumbo Loans
For those looking to buy a higher end piece of property in their area, jumbo loans are available for buyers to get the financing they need. However, ...
Posted by John Quinn on November 14, 2018
Are You Buying In A Housing Bubble? How to Know
In the last decade, the term "housing bubble" has come to have a lot of meaning to homeowners and anyone hoping to buy a home. A housing bubble has ...
Posted by John Quinn on November 7, 2018
What You Need To Know About Making a Down Payment with Your 401k
Sometimes the decision to buy a home comes at an unexpected time, when the buyer has little or no money for a down payment. When this happens, some ...
Posted by John Quinn on October 24, 2018
What Architectural Style is Right For You?
There's nothing quite so satisfying as finding the perfect house. Many home buyers aren't sure what they're looking for until they find it. Knowing ...
Posted by John Quinn on October 17, 2018
Considering Buying in an HOA Operated Community? Here's the Scoop on HOAs
In today's Olive Branch real estate market, it's becoming more common for home buyers to discover that the perfect home or condo they have discovered ...
Posted by John Quinn on September 12, 2018